What geographic area does Aspire Health Plan serve?

Aspire Health Plan serves all of Monterey County, California, from Castroville to King City, Monterey to Salinas, and everything in between.

What types of Medicare plans does Aspire Health Plan offer?

Aspire Health Plan offers Medicare Advantage (Part C) HMO and HMO-POS plans. All plans include comprehensive coverage combining Medicare Part A (hospital insurance), Part B (medical insurance), and Part D (prescription drug coverage), plus additional benefits.

Do all Aspire plans include prescription drug coverage?

Yes, all Aspire Health Plan Medicare Advantage plans include Prescription Drug Coverage (Part D) as a standard benefit.

How do I contact Aspire Health Plan?

Prospective members can call toll-free at (866) 798-1530 (TTY 711). Current members can call toll-free at (855) 570-1600 (TTY 711) or locally at (831) 574-4938 (TTY 711). Hours are October 1 to March 31: 7 days a week, 8 a.m. to 8 p.m. PT; April 1 to September 30: Monday-Friday, 8 a.m. to 8 p.m. PT.

Medicare Advantage that is Truly Exceptional,
Truly Personal.

Q: What is Aspire Health Plan?

Aspire Health Plan is a Medicare Advantage HMO plan sponsor offering local Medicare plans specifically for Monterey County, California. The plan unites local hospitals, local doctors, and other local healthcare providers to serve members where they live. Aspire Health is presented by Community Hospital of the Monterey Peninsula (Montage Health) and Salinas Valley Health.

At Aspire Health Plan, we are proud to offer local Medicare plans specifically for Monterey County, California—uniting local hospitals, local doctors, and other local healthcare providers to serve you, where you live.

Explore Plans

Health benefits designed for a happier and healthier life.

High Quality Coverage

2027 Aspire Health Benefits

Medicare Advantage plans cover everything that Original Medicare covers, plus more at affordable rates. All our plans have Prescription Drug Coverage and additional benefits like transportation, chiropractic, acupuncture, and fitness options. Each plan is designed to keep you healthy.

Learn More

Chiropractic Services
Access to chiropractic services that aren’t covered under Original Medicare.

Fitness Program
Includes physical fitness exclusively at the Montage Wellness Centers

Hearing Benefits
Stay connected to the ones you love with our affordable hearing benefits.

Vision Benefits
Keeping your eyes young and healthy.

Acupuncture Benefits
Therapy to relieve discomfort for chronic low back pain.

Prescription Benefits
Offering an extensive drug formulary to meet your medication needs.

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Finding the Right Care

Understanding Your Options

Feel confident and supported knowing you have made the right choice. Our local team of experts are dedicated to helping you understand and explore your medicare options for a happier and healthier life.

Attend a FREE Seminar Medicare Basics

Value, Service and Simplicity

Why Choose Aspire Health

We offer Medicare Advantage Plans created by the healthcare experts you already know and trust for your care. Our network of local doctors and healthcare providers, including all four Monterey County hospitals, are available to you, providing extraordinary care and exceptional value through one of our plans.

With a focus on personalized attention and comprehensive services, our Medicare Advantage Team is here for you. Contact us today to speak with one of our experts!

Give us a call!

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Where to Begin

Simplified into three simple steps.

Step One

Call us (888) 839-3991,
or come to a local Seminar

Step Two

Compare Plan Benefits

Step Three

Enroll Today!
Call (888) 839-3991,
or go online to apply

Frequently Asked Questions

We understand healthcare can be confusing. Our team of experts is here for you.

What is a Medicare Advantage plan?

Medicare Advantage plans are referred to as Medicare Part C. They are offered by private companies who have a contract with the Centers for Medicare and Medicaid Services (CMS) to cover all of your Medicare Part A and Part B benefits. Medicare Advantage plans cover everything that Original Medicare covers, and they typically cover more.

Learn more about Medicare and Medicare Advantage >

How much does a plan cost?

Explore plans available to you and their costs using our Comparison Tool.

Is my doctor in the network?

Aspire partners with all four hospitals and more than 700 doctors and other providers in Monterey County. Our network of primary care physicians and specialists accepts our Medicare Advantage plans. If your doctor is among the list of providers, you may continue to see him or her. If not, you may choose another doctor or stay with your current plan.

Find out if your provider is part of our network by checking out our Provider and Pharmacy Directory.

Am I covered while traveling?

Get the most from your care…wherever that may be. With all four of our plans, you are secure in knowing you’re covered anywhere in the United States for urgent or emergent care. And with the Aspire Health Plus Plan, you choose where you want to get your care. The bottom line is, you get care when you need it, where you need it.

Learn more by visiting our Service Area page.

What plan is right for me?

Our local team of experts is dedicated to helping you understand and explore your Medicare options for a happier and healthier life. Give us a call at (866) 798-1530 so that we can help you select a Medicare plan that is right for you!

You can also view details about our Medicare Advantage plans on our 2026 Plan Documents page.

What is the local service area?

Aspire Health Plan service area includes Monterey County, CA

How does Medicare work?

Original Medicare beneficiaries usually don’t pay a monthly premium for Medicare Part A (hospital insurance) coverage if either they or their spouse paid Medicare taxes while working. However, those who don’t qualify for Part A at no cost can still buy Part A.

Part B (medical insurance) does require that Medicare beneficiaries pay a monthly premium. This amount can vary, depending on income level, and is often deducted from your Social Security check.

You can contact Social Security for more information about Part A and Part B premiums. Also, there are deductibles and co-payments for Medicare Parts A and B.

Learn more about Medicare on our Medicare Overview page.

When am I eligible to enroll?

There are three types of enrollment periods you should know about – Initial, Annual, and Special.

Learn about these periods on our Enrollment Periods page.

Give us a call

Prospective Members
Toll-free: (866) 798-1530 (TTY 711)

Current Members
Toll-free: (855) 570-1600 (TTY 711)
Local: (831) 574-4938 (TTY 711)

We’re here for you

Hours

October 1 to March 31 • 7 Days a Week
8 a.m. to 8 p.m. PT

April 1 to September 30 • Monday – Friday
8 a.m. to 8 p.m. PT

Health and Wellness Benefits

Health and Wellness Program

Medicare Basics

Attend a Seminar

Medicare Overview

Medicare Frequently Asked Questions (FAQs)

Am I Eligible for Medicare?

Medicare Enrollment Periods

My Aspire Health Plan Rights

Our Blog

National Coverage Determinations

Additional Resources

Glossary of Terms

Find A Provider

Pharmacy Information

2026 Medication Look Up

2027 Medication Look Up

For Members

Member Portal

Pharmacy Benefit Portal

Online Payments

Coverage Decisions, Appeals and Grievances

Clinical Guidelines

Access Health Records

Medicare.gov Complaint Form

For Providers

Provider Portal

Authorization Request Form (PDF): English | Español

Notice of Availability

Non-Discrimination Notice (PDF): English | Español

Terms and Conditions

Aspire Health is a Medicare Advantage HMO plan sponsor with a Medicare contract. Enrollment in Aspire Health depends on contract renewal.

Medicare beneficiaries may also enroll in Aspire Health through the CMS Medicare Online Enrollment Center located at http://www.medicare.gov. Every year, Medicare evaluates plans based on a 5-star rating system. For accommodation of persons with special needs at meetings call 1-855-570-1600 (TTY: 711) Other Providers are available in our network. Out-of-network/non-contracted providers are under no obligation to treat Aspire Health members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1- 877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.

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Medicare Advantage that is Truly Exceptional, Truly Personal.